Newsletters

Forty-three percent of Americans spent more time planning their most recent vacation than planning for their retirement.^1
1 AARP, 2008

Will you outlive your retirement income?  How much liability insurance should you have? Should you add stocks to your portfolio?  Are your financial expectations for the coming year realistic?

Our financial newsletters are designed to provide helpful information on a wide variety of financial topics.  Simply click on one of the newsletter topics below to read the article in its entirety.

Before implementing any strategy discussed herein, you should consult with your own financial, tax, and/or legal advisors to determine its applicability in light of your own situation.

Most insurance policies and annuity contracts contain exclusions, limitations, reductions of benefits, surrender charges and terms for keeping them in force. Your representative can provide you with costs and complete details.

The information contained in this article is not intended to (and cannot) be used by anyone to avoid IRS penalties. These articles supports the promotion and marketing of this [life insurance, annuity, long term care, disability, pension, etc. You should seek advice based on your particular circumstances from an independent tax advisor.

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• May

  A Potential Income Source for the Risk-Averse
  Although no financial instrument is entirely without risk, the guarantees offered by a fixed annuity can help address the concerns of even the most risk-averse investors.

  The Problem with Investment Gains
  Believe it or not, a significant investment gain, especially one from an unexpected source, can pose a risk to your progress toward long-term goals if it's not handled properly.

• March

  Pursuing Both Growth and Value
  Maintaining a balance of growth and value investments may help investors add a new dimension of diversification to their portfolios.

  Don't Let a Disability Cripple Your Family's Finances
  One way to help protect against the financial ruin that a disability can bring is through disability income insurance.

  A Simple Way to Help Your Family
  A letter of instructions, while not a legal document, can help your family cope during a difficult period by providing information that has no place in a will.

• November

  Playing Catch-Up with Contributions
  Something as simple as increasing your contributions to tax-advantaged retirement programs can go a long way toward helping you pursue your long-term financial goals.

• October

  Making Moves to the Money Market
  Money market funds are mutual funds that invest solely in cash-equivalent assets that are categorized as low-risk, low-return investments.